Oregon Workers' Comp Benefits: TD, PPD & Medical Coverage (2026)

Oregon workers' compensation provides comprehensive medical treatment and disability compensation.

Medical Benefits

Coverage: All reasonable and necessary medical treatment for accepted conditions Duration: For life as needed Provider choice: You choose your attending physician No cost: Worker pays nothing Includes: Doctors, hospital, surgery, medications, therapy, equipment, mileage (30¢/mile in 2026)

Temporary Disability (TD)

When: Cannot work due to injury

Temporary Total Disability (TTD)

Cannot work at all Rate: 66.67% of pre-injury wage Maximum (2026): Approximately $1,545/week Minimum: $50/week or actual wage if less Waiting period: First 3 days unpaid (unless disability exceeds 14 days, then retroactive) Duration: Until released to work, reach medically stationary status, or 2 years (may extend up to 5 years with approval)

Temporary Partial Disability (TPD)

Return to work at reduced wages Rate: 66.67% of wage difference Maximum: Same as TTD

Permanent Partial Disability (PPD)

When: Permanent impairment after medically stationary

Calculation

Impairment-based: Medical provider rates impairment Whole person impairment: Percentage of total body impairment Formula: Impairment % converted to dollars (complex statutory formula)

Factors:

• Age at injury
• Impairment rating
• Education
• Adaptability to employment

Scheduled Disabilities

Specific body parts have values in statute More than unscheduled: Generally higher awards

Unscheduled Disabilities

Back, neck, head injuries Lower values: Generally less than scheduled

Permanent Total Disability (PTD)

When: Permanently unable to work regularly in any gainful employment Rate: 66.67% of AWW Maximum: Higher than TD maximum (~$1,759/week for 2026) Duration: For life Cost-of-living adjustments: Annual COLA increases

Death Benefits

Beneficiaries: Spouse, children, dependents Amount:

• Spouse: 66.67% of AWW
• Children: Additional percentage if children Duration:
• Spouse: Until remarriage (lump sum = 3 years upon remarriage)
• Children: Until age 18 (age 23 if student, no limit if disabled) Burial expense: Reasonable costs (typically up to $7,500)

Aggravation Awards

Worsened condition: If accepted condition worsens within 5 years Additional compensation: Based on increased impairment

Vocational Assistance

When: Cannot return to regular work Services: Training, job search, education Duration: Varies based on approval Direct employment services: Preferred program

Disputed Claim Settlement (DCS)

Compromise settlement: Can settle disputed issues for lump sum Finality: Releases insurer from further liability Court approval: Must be approved by Workers' Compensation Board

FAQs

Q: Are Oregon workers' comp benefits taxable? A: No, all benefits are tax-free.

Q: Can I receive workers' comp and Social Security Disability? A: Yes, both simultaneously with no offset in Oregon.

Q: How is PPD calculated in Oregon? A: Complex formula based on impairment rating, age, education, adaptability. Varies significantly by individual.

Q: Can I get a lump sum? A: PPD is paid monthly. Can request advance or settlement. PTD typically monthly but may settle.

Q: What if my condition worsens after claim closure? A: File aggravation claim within 5 years for additional compensation.

Related Topics

• Filing an Oregon Workers' Comp Claim
• Oregon Denied Claims
• Oregon Workers' Compensation Overview

Last updated: January 5, 2026